Posts Tagged ‘credit cards’

We Take Credit Cards

October 30, 2009

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Do you think you’re too small time to use credit cards in your store? You have no idea how to set it up?

Those are valid concerns I had months ago when I was trying to decide whether I should add a credit card feature to my store. Four months after I started my online business I decided to start accepting credit cards and I am SO happy I did. Almost all of my sales are with credit cards.  You want to make it as easy as possible for someone to make a purchase through your store.  That means having as many payment options as possible on your site.

Yes, you can accept credit cards from people through paypal even if they don’t have a Paypal account but soooo many people don’t realize that that I’m sure it hurt my business when I wasn’t accepting credit cards directly.

How does it work? I signed up with Propay. My customers don’t see Propay when they pay. They pay with a credit card safely and securely through the website. They aren’t taken somewhere else to pay as they are for Paypal or Google. For $40 a year I can accept credit cards and the charge is done right through my store.  You are also charged to withdrawal money, but it’s very small.  I think it was $.30 for $100 withdrawl for me a few days ago.  So now I accept Mastercard, Visa, American Express, and Discover thanks to Propay.  You’ll want to check with the company where your site is housed before signing up with a credit card processing company.  My site is with Buy It Sell It and they ask us to use Propay.

What do you get out of accepting credit cards?

  • People will buy because they have more available cash for their purchase.
  • People will buy because you are now seen as a “real” company.
  • If people weren’t buying before because they didn’t want to use Paypal or Google, they are given another option.
  • People might buy more than they would have because they have more cash available to them.